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Covestor Radio, EPN News, Investing

Covestor Radio – Episode 23: Investing, Control vs. Influence

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Posted: December 1, 2014 at 12:31 pm   /   by   /   comments (0)

Kimberly-Clouse

Kimberly Clouse, Covestor’s Chief Client Advocate and Advisory Board Chair joins Covestor Radio to talk about some of the key factors that affect investment returns and what investors can do about them.

Covestor Radio is a show about money milestones and investing for your future and brought to you by Covestor, an online marketplace for investing.

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Listen to host Eric Dye & guest Kimberly Clouse discuss the following:

  • So how do you suggest that investors think about these 6 things? ( Asset allocation, Fees, Taxes, Consumption, Market movement, Inflation)
  • Let’s start with the things that you can control.
  • What is the second thing you can control?
  • So we can control our asset allocation and the fees we pay.  Which of the two factors can we influence?
  • So that leaves the 3rd category — things that investors can neither control nor influence.

TIP: The investment management industry generally focuses on portfolio returns versus market benchmarks, but these comparisons are not what clients should care about.   The most important metric is evaluating investment performance over the long-term is change in real net worth.  So how is real net worth calculated?  In brief, return on investments less 3 factors:  investment expenses and fees, taxes, inflation.

About Kimberly Clouse

Kimberly Clouse is Advisory Board Chair at Covestor, a registered investment adviser and an online marketplace for investing.

Passionate about empowering financial consumers, Kimberly works with individuals, families and foundations to help them navigate the increasingly complex world of investment advice and make more informed financial decisions.

She previously served as Managing Director at Athena Capital Advisors and Chief Executive Officer at Hale and Dorr Wealth Advisors. Earlier in her career, she worked for United States Trust Company, J.P. Morgan and Goldman Sachs.

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Links: Covestor.com

Note: All opinions included in this radio episode are as of [November 26, 2014] and are subject to change. The opinions and views expressed herein are of Kimberly Clouse. All investments involve risk, the amount of which may vary significantly.

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