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Enterprise Radio, EPN News, Health Care Industry, Insurance

The consequences of not having a care giving plan

Posted: September 16, 2017 at 3:05 pm   /   by   /   comments (0)

Raymond Lavine, a principal at Lavine: LTC Insurance again joins Enterprise Radio. Raymond will save you time and money with designing the best plan and discounts with the premier carriers.

Listen to host Eric Dye & Raymond Lavine guest discuss the following:

  • Give us an update about LTC benefits. What benefits are available. How do we know which plan to own?
  • We talked about Long Term Care Benefits plans, what else should listerners know about caregiving and how will it be helpful to them?
  • What would be the consequences of not having a care giving plan?

Raymond Lavine became interested in extended care benefits (long-term-care insurance) because of personal experiences with the disruption that frailty or chronic care issues will cause to families, their lifestyle, and their cash flow. He now advises families and businesses with ways to create a reserve fund to pay for care benefits if needed.

Lavine says many people believe that they will never need long-term care because they are healthy now. Statistics show that many Americans will need some level of extended care before they die and even if they do not believe a care event will happen, what would be the consequences of your family and your lifestyle if you do not have a care plan in place, just in case?

The common misconception that Medicare, the Veterans Administration, Medicaid, or some other social service agency will pay for extended care leads people to believe that no individual or family plan is needed. By the time they learn the personal and family realities, it is a crisis with no simple solutions.

Lavine explains the issues and provides the information needed to make an informed decision about planning for extended care. This includes various ways that benefits can be designed and how it can part of your comprehensive financial plan.

Raymond Lavine has the competence and experience in long term care benefits planning with a BA in International Relations from the University of Southern California; an MBA and MA from Drucker-Ito Graduate School of Management, Claremont Graduate University; and the CLTC designation.

Phone: 253.275.6091

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