If you own a business in the Alexandria area, you need to take the necessary steps to protect it. Commercial insurance, which covers losses due to events like natural disasters, lawsuits, and accidents on the premises, is a vital part of that protection plan.
If you’ve not yet secured insurance for your business or if you’re looking for a new agency, you need to know what to consider to make a smart selection.
Here are five tips for finding the best commercial insurance Alexandria.
1. Look for Experience
The longer commercial insurance agents in Alexandria have been in the business, the more connections and knowledge about the industry they will have. When researching agencies, determine the collective years of experience of their agents and support team. You should also check to see how long the agency itself has been in business as multiple years in business indicates credibility.
2. Ensure They Are Licensed
Your agent needs to be licensed to sell commercial insurance products in the state of Virginia. If it is not explicitly stated on the agency’s website where they are licensed to sell insurance, make sure to ask them during the interview process.
3. Find an Agent Who Knows Your Industry
Insuring a warehouse is much different from insuring a dental office. When looking for a commercial insurance agent, try to find one who insures other types of businesses in your industry. The more experience they have with businesses similar to yours, the more knowledge they will have of the industry and the better able they will be to suggest the right types and amounts of coverage.
4. Learn More About the Agent’s Reputation
Just because an agent or agency has been in business for a long time doesn’t mean they have a good track record. Before you make a choice, always check into their reputation. You can do this by looking at online reviews, Googling their name to see if they’ve faced any lawsuits or have been the subject of negative press, and chatting with some of their current and past clients.
5. See How the Quote Process Goes
You can find out how much your insurance bill will be—and what types of coverage are recommended—before you choose an agent. Consider asking several agents for quotes as this will give you a good idea of how efficient and thorough they will be as well as how good their customer service skills are. The quote process should go smoothly, all your questions should be answered, and you should be treated in a courteous manner. If you experience issues during the quote process, it’s a good indication you would have the same issues if you chose them as your agent.
Choosing Commercial Insurance in Alexandria
Knowing what to look for when it comes to commercial insurance in Alexandria will help you conduct research and ultimately decide on an agency that will provide prompt, thorough, and professional service. If you’re ready to take the next step, reach out to RightAway Insurance for a quote.
