Not all debts are bad. Some are necessary for your growth. But if you take debts to finance a more expensive lifestyle, then that is not a good practice.
You might be in a difficult spot right now and find that you are accumulating debt. But don’t be too hard on yourself. If you have limited options, it is okay to carry the debt for a bit.
Oleg Yavorovskiy, the Founder and CEO of Guardian Debt Relief, a New York City-based debt settlement company founded in 2012 that has helped thousands of consumers nationally reduce and eliminate unsecured debt joins Enterprise Radio.
Debt can cause major stress in your life. It can cause you to lose sleep at night and miss out on opportunities.
Do you want to make this the year that you will finally be debt free? While we can accept the reality that most people will incur a debt one time or another in their lives, it does not have to come to a point where they can no longer enjoy the money they earn because most of it goes to paying a debt.
America’s debt issue is out of control. It’s so bad in fact that many people are dying with debt, and at an average of $62,000! Between mortgages, car payments, credit card balances, and student loans, it’s unusual these days to have more money than you owe.
The headlines are full of numbers, especially with the concerns around Brexit and how much money the UK will save by leaving and the ongoing efforts of government to save money. But with lots of different numbers being quoted, what’s the true picture?
Debt seems to be a factor of life, but it does not have to be. People throughout the country are working toward their reduced debt and even debt free goals every day. You do not have to have a bottomless bank account to get out of debt. You just have to know how to do it.
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